Prescription checker

Type of debt or claim Choose one Ordinary debt or claim (accounts, loans, contracts, most damages): 3 years Cheque, bill of exchange or notarial contract: 6 years Judgment debt: 30 years Debt secured by a mortgage bond: 30 years Tax debt: 30 years Owed to the State for a loan, sale or lease of land: 15 years Owed to the State for minerals or mining rights: 30 years Road Accident Fund claim, driver or owner identified: 3 years Road Accident Fund claim, hit-and-run: 2 years Medical negligence: 3 years from knowledge of the harm Claim against an organ of state (municipality, SAPS, public hospital): 3 years plus 6-month notice

Date the debt became due or the claim arose

The date payment was due, the accident happened, or you became aware of the harm.

Date of last acknowledgement or summons (optional)

If the debtor admitted the debt in writing, made a payment, or a summons was served, prescription restarts from that date.